GrupGV is leader in the market of purchase sale of companies with more than 15 years of experience in the main cities of Spain. The GrupGV job to acquire companies in crisis and try their sanitation and refloating and, later, in some cases, to sell them again. General rule, it’s small and medium-sized enterprises – both industrial and services sector-who for various reasons have been doomed to a difficult situation, with an indebtedness that cannot afford and that without our intervention would inevitably aimed at a cessation of activity and closing. When a society contact Grup Gv, a first visit takes into account the possibilities of your business and also feelings that transmits. If illusion is perceived and a commercial potential comes to analyze the numbers, who are finally determined whether or not the case is viable. THE action plan already begins with an analysis of the current situation of the company to check if there is the possibility of translating a realistic future viability plan.
As a complement to this analysis is performed an audit to determine the possibilities of continuity. If the report gives a positive score of the team of analysts, Grupgv proceeds to the acquisition of the shares or corporate shares and begins the process of restructuring. At the same time also searched for synergies with other similar or complementary companies in the sector. Once the situation has stabilized and has a consolidated project is decided if it gets to sale or is integrated into the industrial group. In the majority of cases, poor management and the current difficulty of access to bank credit are the main causes of an envelope unacceptable debt for the company. Often employers mistakenly think that which will make Grupgv is financing their debts and leave the company again in their hands. This is not the philosophy of Grupgv and would be a mistake, since you need the company is a model change and restructuring that entrepreneurs have not failed to make. When Grupgv participates in a society, it does so with all its consequences, including, if necessary, industrial and commercial restructuring, labour adjustments and the implementation of a new business approach. In this sense, a new management team used to work in situations of extreme difficulty, allows you to act in a way more professional and objective and with greater options to achieve the objective which is that save the company.
In Spanish law there are two kinds of wills, the common and special. Special wills are military wills, the Maritimes and those performed in a foreign country, while the common ones include the open Testament, the cerrado and the Holograph. Precisely on the latter relates this article, although before we dive in, we will give a few brief strokes on the other two common wills, leaving aside the special. The most common Testament is the open Testament, since it is the simplest and just requires the presence of a notary public stating the will of the testator in a public document. It can be reached in certain cases require the presence of witnesses, or by the circumstances of your own Tester (for example, if you are unsure or you cannot sign the Testament), either by expressly require it the testator or the own notary. As we say, because of its simplicity, it is the most common form of test in Spain.
For its part, the closed Testament can well be written entirely of fist and letter by the testator, in which case your signature at the end of the document is accurate well having been drafted by any mechanical means or by a third party at the request of the testator, and the latter must sign at the foot of all pages in the document. The Testament must be inserted into a closed and sealed cover that does not allow its removal without breaking the seal. With this sealed cover should attend to the notary who has to authorize the Testament, declaring that his last will is located inside and if it is written in his own handwriting or testator mechanical means or a third party has served to its drafting, and must also perform the corresponding reference to his signature manifestation, or in the last one, well at the foot of all pages.
The last month of June AMV, motorcycle and quad insurance specialist, was invited by insurance, insurance professionals magazine, to talk about the most current issues in the sector of the insurance brokers, especially the rates during 2010 and the new active actors in the sector. 1 Do you think that there is price war on motorcycle insurance? How will prices evolve in 2010? In recent years numerous companies, have joined the motorbike insurance market which has incredibly expanded offer available to the user. The increased competition has not only affected the price aspect, but it has complicated the recruitment of collaborators and/or business. Always the price has been constituted as a determinant factor when making the decision of hiring, but the current economic situation has most increased the importance of setting an appropriate price. The sector has promoted a very aggressive pricing policy with low prices for new production in order to capture to the clients, but when it comes to renovating consumers suffer increases in tariffs.
Since AMV, has sought a policy based on competitive prices for new production, and loyalty to your portfolio. In addition to price, today, consumers are also starting to value to the companies in the sector, by the values transmitted: confidence, closeness, social commitment, etc., what is allowing make great strides and achieve differentiation with respect to the rest of the competitors. 2. In the branch have entered quite a few companies lately, how are living this new competition? At AMV we specialize in motorcycle and quad insurance for 35 years. We were the first to respond to the issue of insurance, since by then the companies did not want to make motorcycles. We launched to the market a company that launched an innovative system of pricing, which contrasted with the rigidity of the tariffs of other companies of the sector, which had no in He has the real needs of bikers, and not differentiated between different types of motorbike or the use that is outside them to give.