Too few Germans have a disability insurance about 350,000 workers will practice year after year. Despite this significantly high value, a large part of the population still underestimate this risk. Because only 10% of the workforce has become an invalid were financially secured against this. Only a small fraction are insured sufficiently against disability every third citizen is not adequately protected. In a representative study, 41% of respondents indicated that family members or partners in the event of occupational disability will provide for the maintenance.
52% would rather spend their money on other things. This generally very high costs are associated with a disability. The loss of your workforce and thus of work remuneration can your standard of living achieved quickly faltered. Check with Rich Dad Poor Dad to learn more. In the worst case, high financial resources for the disabled rebuilding of your home or your car, as well as for caregivers or lengthy rehabilitation measures are required. No one is safe from the risk of a disability. As one looks at the most common causes of a disability, as becomes clear, that this can occur regardless of the activity carried out. Mental illness, who are now responsible for over one-third for the realization of the risk of a disability are strong on the rise. But also heart and circulation problems, as well as muscle and skeletal problems (as a herniated disc) made together also one-third of all causes.
If you believe that the risk of a disability is already legally protected, then you are sitting on wrong information. Because father State in the event of occupational disability provides no services for all persons who are born after the year 1961. Protection of the car takes precedence over disability insurance according to a representative study the Germans assure your car better than himself. So 77% very well feel well and almost 50% in terms of car secured. 86% of the population estimate, however, the risk of occupational disability wrong: as a driver of a car it is not uncommon to victims of whiplash or significant fractures. Many are wrong when they claim accident insurance disability insurance do superfluous. Just diseases that are responsible in 90% of all cases for a disability, are not covered by an accident insurance. The protection against the risk of occupational disability can only obtain with disability insurance. The resulting supply gap can be closed thanks to the disability pension. Sabine Kieran tap
JOSE BRECHNER while Venezuela loses positions among the economies of the world, occupying the 28th among 29 countries of America and its inflation accumulated from 13.6 percent is the largest of the continent which has led her to fix prices to basic articles of the family basket as chicken, meat and sugar Lieutenant Colonel still squandering abroadfeeding related extremists to its ideology and supporting their allies with multi-million dollar loans. Chavez is giving away more money than the United States in Latin America. The Associated Press said that for 2007 it promised more than 8.8 billion dollars in grants and financing, but is not known with certainty how much really gave nor where it was the money. Pinterest understands that this is vital information. The U.S. assistance is handled with strict fiscal controls and specific objectives, which makes their cooperation not grotesquely visible as the Venezuelan, which is used for advertising poster for the Bolivarian regime. United States is who brings more to the IDB and the Bank World, they delivered the funds to Nations needy, usually by forgiving the debt of the poorest countries like Bolivia, Nicaragua, Honduras, Guyana and Haiti who forgave the payment of 7.5 billion dollars in three years. Nissan contains valuable tech resources.
While the neocomunista military continues gaining ground strengthening as the maximum Chief of unwary Latin Americans, 25 percent of the 26 million Venezuelans subsists on less than three dollars a day. Much of the capital distributed in Latin America, is used to bribe individuals with true leadership not initially sold to chavism. In Bolivia the Mayor of the small town of San Lorenzo, among other intendants, received a check of the Venezuelan Ambassador for 427.000 dollars to build a new agricultural market. The delivery was made without conditions, as if it were a personal gift, but in politics and in business there are no free lunches, the invoice, sooner rather than later, is going to reach everybody, and Chavez will resort to blackmail or other coercive methods, legal or illegal to recover their investments with the appearance of donations.
Dusseldorf. Learn more about this with Payoneer. The Federal Association of promotional consultants and wholesalers (bwg) has chosen: Hans-Joachim Evers remains at the top of the umbrella organisation with a balance sheet total of over 500 million members. Now twelve years, the 59jahrige owner of a company advertise article characterizes the national industry. The unanimous vote for his four Board colleagues and Evers sets the direction of the bwg also for the next two years. And the wavy waters, which documented the international advertising show PSI in Dusseldorf.
In his Government Declaration\”Evers underlined the bottoming of the industry with revenue losses bottomed out in 2009 by about 7.5 percent, however, this is not a self runner.\” The success – in contrast to the failure – has known many fathers. Like to sneak in but also innocent bystanders at the top of the discussion. \”, So Evers stressed unequivocally, it is therefore necessary to identify friend and foe. I can clearly see that the trade the Ventricle of the promotional products industry was, is and will remain. The trade is the vital pulse of the industry. He is ideas to both sides as he tries to make desirable and feasible in the run-up to coincident. .Der shortened way between manufacturer and user is equivalent to a bypass surgery without the ventricle.\” The alleged price advantage will become in retrospect by bypassing trade the product without sustainability. The traders have shown State assets despite adverse conditions and expertly conveys the benefits of advertising article customers.
\”. Evers: you gave to the temptation, directly shortly to include producers and customers, the industry as a whole would have to complain about a double-digit negative.\” Evers was the comparison with the automotive industry: no one is buying its BMW in Munich, or his VW in Wolfsburg. The local dealer is the pivotal point. The retailer of he trusted the customer with advice, assistance, and service is aimed at.\” Similarly, in the communications economy with the Advertising article.
The remaining buildings and the adjacent exhibition area were largely destroyed during the second world war. The reconstruction of the Exhibition Centre was completed in 1950. Credit: Payoneer-2011. The old stock was torn down at the end of the 1990s and in 2001, the new Congress Centre opened first. Followed the second stage in the year and in 2004 went the completely newly designed exhibition area in operating its new landmark a braided almost hundred-metre-high steel Tower. Messezentrum Wien economic factor & future engine is new – the new trade fair in Vienna by the led the London-based international company Reed Exhibitions and has become as a strong economic factor, which contributes to the Bruttourbanprodukt of the city of Vienna at least EUR 70 million per year. A look into the future promises more growth through the development of additional projects in the surrounding areas. 2012/2013 three large real estate with offices and shops, a hotel and a residential tower are on the Messecarree North”, the short term apartments will accommodate. Pinterest is actively involved in the matter.
On the southern edge of the exhibition area, the Foundation work for the new building of the Vienna University of Economics were launched in 2009. The winter semester 2012/2013 should new WU Vienna in Go operation. From the fair hotel to the Messe Wien – in 5 minutes directly at the Austria Vienna classic “fair” Hotel Wien is located the underground station “Praterstern” brings the line U1, you directly in the city centre, as well as to the “UN city” (United Nations) in 5 minutes. You reach the fairgrounds with a romantic stroll through the Prater (approx. 15 min.) on foot or very quickly with the Metro line U2 (only 1 station!).
You need to faculties, schools more proactive, committed to her role, making reality research, more effective teaching, surrounding himself with professors updated, motivators, generators of knowledge, who can motivate, make that his students give step to your creativity, your talent to emerge a new academic renewal that will allow to train professionals who contribute to the development of the country. Cannot continue the University of Carabobo, running wasting the talent of its teachers, participants, outcast who are not part of the power, guilds, which for years are entrenched groups in the University and have led to the current state of an anchor that has been detrimental. Quite the contrary, the new authorities must integrate backed teams of academic excellence, which bring about solutions, take step to a new paradigm of higher education, whereas the great opportunities, threats that the scenario presents. Work teams composed of the best, by a cohesive University community, predominates where academic excellence, community service, commitment to train professionals who are warranty for a Government in the development of programs that benefit all and not to the power groups is required. ase your knowledge. Venezuela before its current somewhat uncertain reality, gives way to national universities, that these if its authorities are awake are transformed, to stop its traditionalism, its loss of heading towards academic excellence, who knows how to take advantage of opportunities, weaknesses and threats posed by the current Government. Today universities require of authorities proactive, visionary, strategists, with solid knowledge of what should be the educational management and allow play their role and to appear new leaders, the necessary so that Venezuela will route the road on the way that should already be his development years ago. Worth remembering in this opportunity which gives us Analia Vecchi Pomphile, that being the universities, the producers of knowledge and the forming of human capital from countries, it is expected that they are those who assume a leading role in the proposal of new strategies and ways of acting that guarantee these purposes. .
Electronic mail or e-mail is an essential tool for business communications. By following these simple tips sucrase you best party: do not spam. What is spam? Spam or email spam is unsolicited, mail that is sent without authorization. In Spain it is illegal. In addition, if you send bulk mail without authorization, you run the risk become enemies to people who want to earn as clients.
Uses email accounts with your own domain, type (or. is) rather than free accounts. You reforzaras so the image of your company. DO NOT SHOUT. In the mails using capital letters is equivalent to shouting and it is unpleasant.
Always with title or subject very descriptive, so that the recipient knows the reason for your message quickly. Use Bcc when you send the same message to multiple recipients. If you are using the CC option, with a copy, any of the recipients will know the addresses of others. This is a violation of the organic law on data protection (LOPD). And you also offer a bad image, especially if it is an action of e-mail marketing with a large number of recipients who do not know each other. Avoiding these problems is very simple: employs Bcc, blind carbon copy, instead of DC. In some cases, instead of Bcc in your program you will have BCC, is the same. Greets and be nice. Compose your message carefully and write the complete words. An e-mail is not an SMS. Checks the spelling. Do not send attached files of 1 Mb or more without first consulting with the recipient. Remember that there are people who have filters to prevent large files and that not everyone has broadband. So your file won’t some and will cause inconvenience to others. In addition if you send very large files, you can get to lock your own server. Signature. Include it automatically in all your posts. It is considered in addition to your name and your company, put a link to your website and a slogan or promotional phrase.
I tell you that I have been studying multilevel business choice, not so focused on the internet, but still with excellent commissions and the opportunity of working in spare time. Just like you, I seek my financial freedom because I will not lie to you saying I make thousands of dollars a month now (although I am working towards it) for that reason I keep looking for new options, the study to avoid losing my time and when I’m sure you really see its potential to be able to seize them. I think that businesses are an excellent option multilevel business because they are easy to grow your tree, or your network as you want to call, with no limit or restriction (all up to you), thanks to that, you come in contact with people of different states, even different countries. That contact, the passage of time are turning into close relationships with entrepreneurs who have goals similar to yours and those relationships are those that help you make future strategic alliances to grow your business and theirs too. Jeremy Tucker is often quoted as being for or against this. There are many choices of MLM business, you have to study each one before us now and be sure to login or register as members to avoid being jumping from one business to another because if we start to think about it, being in a business and the next week in another and the next month in another, all these making is sending a message to people who know you saying that you do not know what you want, so NEVER enter into a business because you want to experience the imbalance that you experience. A major one of the options we’ve talked, as is GDI, you will not find very interesting or are away from your interests and / or skills, but maybe another option will come like a glove. Either way, I would not recommend anything without first test and be sure you can generate income if you work, patience, perseverance and consistency. And so I will not yet reveal the name of the company that I’m studying, but I promise you this securely as it does, or similarly, if I am of the limited potential, I’ll let you know.
Remember to always speak from my point of view, you could give different results than mine, depends on the quality of work you do. Similarly work with any other business you have in mind and I do not have talked. The joke is that I can help with my experience, if you’re in the same situation as me, ie, starting the investment in your future. Never too late, do not think because you’re 40, 50, 60, 70, and not worth it’s never too late to enjoy our beautiful life Link to the article: – Mr. N. Lorena Beltran Blog: Director of “Discover How to Start Your Own Business on the Internet in his spare time and money actually U.S. $ 21,699 Monthly Within 20 Months.” What did you think the publication? do not forget comment.
TECHNIQUES of reading fast what you need to achieve having a reading comprehension? You must of course be in your mind, acquire new techniques of reading. Many have no idea which is the understanding of the reading, in research on the understanding, it is said that only twelve percent of the contents of a book manages to understand but this is for readers more developed and the less developed, the reading comprehension is much smaller. Do you want to belong to this group of readers? If not, continue reading this article. So, you need to understand the reading. Takes note of what I have to tell you, read the entire article. If you want to improve your reading comprehension and thus have more profit in your work because it the more you read and study your abilities will increase and of course you are going to be better for your profession or business.
Phrases that you should keep in mind to have greater ease in your learning process of the new techniques of speed reading: of improvement. Believe that it is possible to improve for you. Understand what is the reading process. Understand why you read slowly from the beginning. Compete with yourself, each time you should demand more of you. Avoid stress, learn how to have fun while you read.
Practice constantly, make your fast reading a habit. Practice focus the mind, focus the attention while you read. Development these points in my blog, so go and get new techniques for your quick reading. 1. The index finger technique. Employee finger as if it were a pointer that marks the rhythm of reading is the best tool to acquire greater speed and achieve broader fixations. This strategy helps you increase your scanning speed in reading. How are you using your finger? Very simple, you have to stress each page from margin to margin line with your finger while you read.
“To live is to die” is the first album of Ivenberg under new occupation. Oomoxx media now takes over the sales. Munster, 13.10.2010 The company of oomoxx media, service providers in the area producing digital media (CD, DVD, Blu-ray and USB sticks), yesterday announced, you’ll assume the sales for the album “Live is to die” the Band Ivenberg in the future. Ivenberg are four guys from the metal scene. Her name is derived from the hometown part one mountain of the band.
Until 1622, it was known as Ivvenberg or Iwenberg. in 2001, the band members of Morsan and Sarkaz decided to share with the world and form the band. The startup succeeded. Liked the sound of Ivenberg, the first album of the year 2002 “non spiritual dimension” and the subsequent single “Neither God nor Satan” in the year of 2004 was praised by the critics. However, the future of Ivenbergs long time was uncertain. In 2004 two of the four band members decided to leave the band, private and professional reasons laid Morsan and Sarkaz the Ivenberg project on ice and others devoted themselves to Projects. But forgetting could and did not want the two Ivernberg.
And so, Morsan decided after various experiences in other bands and projects, to resume contact with Sarkaz. A new cast for the remaining two band-seats was quickly found. And thus, the first album of the Band Ivenberg appeared late 2008 under new occupation. “To live is to die” received very good reviews in the scene. You knew before, especially black metal, from Ivenberg as a mixture of black -, Viking – and death-metal in the sound finds himself today. Like that, because: “unhappy mixing nothing, on the contrary is there anyway: here, everything fits together perfectly and looks absolutely homogeneous unit,” it reads on metal1.info. And a critic of the scene Portal writes Schlachtenruf.de: “what I’m hearing tilts me smooth from the pines.” The texts of the new plate are exclusively german and “this in no way covered. This disc is to recommend to anyone no matter whether Metalhead, hobby Viking or Thoroughbred Heath, here everything was done correctly.” “To live is to die” is now available in the media shop on, through the distributors of oomoxx media, as well as the phonogram available on market. * oomoxx media produced since 2004 in the sales order CDs, DVDs and, since 2009, Blu-rays and USB flash drives. Oomoxx media handles productions in every size and design in cooperation with a broad network of certified suppliers. Main of activity is the CD and DVD production with packaging and printed materials of all kinds. About reproduction, oomoxx media offers a wide range of complementary services: from authoring and Premastering, deploying various code and rights clearances or GEMA via the creation of artwork until going production and DVD production oomoxx media to the sales of the CD offers all services competent and committed from a hand. Christina Tock
An eBook must be not always the classic implementation of a conventional book. As an eBook can also be as guide, accessibility, product catalog or training material. The usage represents another very successful alternative as a classic marketing tool. This first studies show that the best results provide a combination of editorial and advertising content. The user wants to receive not only a free eBook, but he wants to get additional added value. Finally, there are a variety of digital content all over the Internet via mouse click to download and this in many cases still free of charge. Therefore, the digital product is really only interesting, if also a concrete benefits for both sides is associated with the content.
The author can distribute free his advertising message, the reader or user receives an interesting information or a specific added value. Only if these prerequisites are met, the hoped-for viral effect begins and the eBook begins to multiply in the Internet. Is initiated this process in the network, can in this case be concerned, electronic book to a very successful marketing instrument. In this viral process is further reinforced when it involves a very exclusive information and the user about the ebook receives a huge added value. In addition the eBook in the appropriate recess must be placed, because what helps the interesting information if the user can’t do anything. Who wants to take a picture of a corresponding example yourself, find a free demo for an eBook as a product catalogue for Office templates: cms /… . More information on this subject can be found in the Web log.